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If a life contingency settlement option is chosen, the insurance company guarantees to provide an income benefit payment as long as the annuitant lives (for example, life only or joint and survivor).
If you don't need to match the format of existing data, another alternative is to just not double quote anything. All of our clans are at 950+ active members. Structured settlements are financial agreements between a defendant and plaintiff in a lawsuit. Annuities are insurance products based on a mortality table.
